Best Business Insurance for New Businesses
Protect your new business from costly risks — starting from just $25/month
Next Insurance
Purpose-built for small businesses. Get a quote in minutes and buy a policy entirely online with instant certificates of insurance.
- Policies from $25/month
- Instant certificate of insurance
- Tailored coverage by industry
- A+ rated by AM Best
Hiscox
Trusted by 500,000+ small businesses. Specializes in professional liability and general liability for service-based companies.
- Professional & general liability bundles
- No coverage gaps between policies
- 14+ years serving small biz
- Pay-monthly available
The Hartford
One of America's oldest insurers, now offering digital-first policies for LLCs and corporations of all sizes.
- Backed by 200+ years of experience
- Workers' comp + liability bundles
- Endorsed by AARP
- Dedicated small business team
Progressive Commercial
Best known for auto insurance, Progressive also offers competitive commercial packages for new businesses.
- Commercial auto + general liability
- Bundle & save discounts
- 24/7 online claims
- BOP policies available
Why Every New Business Needs Insurance
From the moment your company is incorporated, you're exposed to liability. A single lawsuit, property damage claim, or workplace injury can cost tens of thousands of dollars — enough to shut down a new business overnight.
General liability insurance protects against third-party claims. Professional liability (E&O) covers mistakes in your services. Workers' compensation is legally required in most states once you hire employees.
The best time to get insured is right after incorporation — before you sign your first lease, hire your first employee, or take on your first client.
Other Services for New Businesses
Everything you need to launch and grow your company
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